Debt settlement that makes sense
Our debt management plan allows you to include unsecured debt such as credit cards, department store cards, personal loans, past due medical bills & past due utility bills.
There are three ways to resolve your debt problems if you feel that paying the minimum payment for the next 50 years is not for you.
1--There is debt consolidation where we consolidate your debt payment, negotiate and a lower interest rate. You then pay off these creditors on a monthly basis. This is still a lengthy process.
2--Then there is debt settlement, where we negotiate away your interest rate and we negotiate savings of up to 60 % on your balances. We then help you to pay these debts off in 12 to 36 months. You can be debt free in three years or less. In this process you have total control over your money and you have to authorize any settlement that you ultimately pay.
3--Lastly there is bankruptcy, but this has a very negative effect on your credit and it remains a problem on your credit files for 10 years and you always have to disclose a bankruptcy no matter how old it is, when making any kind of loan application.
Most people choose the debt settlement route.
Call to discuss your situation with one of our debt counselors today.
Call us toll free
1(877) 292-3001